After the Accident: How to Set Up an Insurance Claim

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A common question we get from people who have been in a car accident is, “How do I set up an insurance claim after a car accident?” 

Let your insurance company know. Even if you didn’t cause the accident, it is necessary to inform your own insurance carrier that you’ve been in a car accident.  One of the main reasons to let them know is that if injuries are involved, your No-Fault benefits will apply to you and your passenger(s). Setting up a claim is simple and involves the following three steps:

Call your insurance company. The number for accidents is usually listed on the insurance card that you keep in your car or wallet.  After you tell them that you’ve been involved in an accident, your call will be transferred to an insurance adjuster.

Talk to the adjuster.  The adjuster will ask you specific questions about the crash like the date, time of day it happened, how many cars were involved, extent of injuries (if any), and more.  Be sure to provide factual, honest information.

Write down the claim number that you are given.  In all subsequent phone calls, emails, and letters regarding your crash, the adjuster will use the claim number to access all of the documents related to your crash.

Now that the claim with your own insurance company has been set up, a separate insurance claim needs to be established with the at-fault driver’s insurance company. Although it is likely that the at-fault driver has already contacted his or her own insurance carrier about the crash, that is not always the case.  We have seen instances when, for whatever reason, the at-fault driver does not contact his or her own insurance company to report an accident.  When that happens, some of our clients are not comfortable contacting the “other guy’s” insurance company to set up a claim. We will do that for our clients.

At McMullin Injury Law, we represent people who have been injured due to someone else’s negligence.  When it comes to setting up insurance claims, we contact all of the insurance companies involved and establish claims for the accident. This is especially helpful in accidents involving multiple drivers, vehicles, and injuries.

Contact McMullin Injury Law at (435) 673-9990 for a free consultation.

McMullin Injury Law is…In your community and on your side!

St. George, Utah Accident Attorneys

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Anthony C. McMullin, Esq.

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Anthony McMullin was raised in St. George, Utah—the same town where McMullin Injury Law is located. He completed coursework for a Bachelor’s Degree in Political Science with a minor in Public Relations at Southern Utah University (SUU) in 2006. After college, he was accepted to the Claude W. Pettit College of Law at Ohio Northern University where he earned his Juris Doctorate (J.D.) degree in 2008.
During law school, he honed his researching skills as a Research Assistant for Professor Bruce C. French, a law professor and a licensed practicing attorney.  Anthony’s ability to research and understand important information about a case is something that his current clients greatly appreciate.
After he graduated from law school, Anthony accepted a position at Jacob Hafter & Associates in Las Vegas, Nevada.  At this law firm, he focused on real estate transactions and loan modifications.  Although he enjoyed his work in Las Vegas, he moved back to St. George in 2009 to help clients who have been injured by the negligent actions of someone else.
Anthony is skilled at negotiating with insurance adjusters on behalf of his clients. He understands that people who have been hurt in accidents are facing difficult physical and, often, financial challenges. For those reasons, he is a strong advocate for his clients.
Everyone needs some down time and Anthony spends his golfing, riding his motorcycle, and being with his wife and children in sunny St. George.  As a desert dweller, he favors Southwestern Utah’s clear sunny days over the snow and rain of colder climates.  While living in Florida for a couple of years during a mission for his church, he developed a love of Cuban food and fresh seafood, but those are tough competitors to his favorite Italian food he gets from the local Pasta Factory.
Anthony is a licensed attorney in both Utah and Nevada.  He is affiliated with the State Bar of Nevada, the Utah State Bar Association, the Utah State Bar Association Litigation Division, and the Southern Utah Bar Association.  He is licensed to practice law in all Utah and Nevada State Courts as well as the United States District Courts for the District of Nevada and the District of Utah.

Kacee C. Weldin

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At McMullin Injury Law we are dedicated to helping our clients feel comfortable and at ease when we meet with them.  If you call our office or come in person, Kacee Weldin will be the first one to greet you. But she is more than just a friendly face.  She is a skilled paralegal who has worked in the personal injury field since 2007.   Kacee spends a great deal of her time at the office handling what seems like reams of paperwork, medical records, and correspondence generated in personal injury cases. Her common sense and attention to detail are appreciated every day at our office.  Most importantly, she makes sure that our clients are informed on the progress of their individual cases.
Kacee was born and raised in Washington, Utah right next door to St. George where our office is located. She graduated from PineView High School and completed her Associate of Science degree at Dixie State College.  Not only does she work at our law firm, she is almost done with coursework for her Bachelor’s Degree, also from Dixie State.  She’s married to Sam (the amazing wakeboarder and Hyperlite Utah team member).
When she’s not working for clients or doing homework, Kacee runs marathons—for fun! She’s worn through more sets of shoes than she can count as she’s trained for and completed seven full marathons (26.2 miles each!) and eight half-marathons including the beautiful St. George Marathon and Salt Lake City Marathon.
Her “bucket list” is long, and she recently got to check off one item:  “Snorkeling in Hawaii”.  We were all a little jealous about that one.
We asked her a couple of questions: “If you could choose any place to live for a year, where would it be?”  Kacee said, “New York City or Oahu.”   And “What is your all time favorite meal?”  She said, “I think Durango’s is my all time favorite.” (If you go to Durango’s in St. George, you’ll probably agree.)

What Will a Personal Injury Attorney Do for Me?

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“Never doubt that a small, committed group of people can change the world. Indeed, it is the only thing that ever has.”
-Margaret Mead
A common question we get asked by accident victims is, “Do I really need a personal injury attorney because I was in an accident?” What they really want to know is what an attorney will do for them that they cannot do for themselves.  It’s a good question.  When our clients ask this question, we focus on educating them.  We explain that an experienced personal injury attorney possesses professional knowledge, responds to and keeps track of all the paperwork generated by the accident, and communicates with all parties involved regarding the accident.
We Understand Personal Injury Law
At McMullinLegal Group our focus is personal injury law.  We are familiar with Utah and Nevada laws as they pertain to accident victims. We have a working knowledge of state statutes and how they apply to a particular accident.  Our attorney, Anthony McMullin, researches case law and jury verdicts to make sure that the rights of our clients are preserved and that a fair settlement is reached.
We Handle All the Paperwork
It’s stressful and unsettling to a person who is trying to heal from physical, accident-related injuries to be inundated with medical bills and insurance documents.  Our office staff sorts and compiles the documents generated because of the accident.  Further, we respond to and file the appropriate documents required to keep your case moving forward.
We Answer the Phone Calls
With every new client, the attorney sends a letter to the at-fault party’s insurance company explaining that all phone calls to the injured person must cease.  As a result of that letter, the insurance adjusters must direct all correspondence—phone calls and letters—to the attorney who is representing the injured person.  In short, our law firm speaks to the at-fault party’s insurance company and the frustrating phone calls to you, the injured person, will end.
We Are In Your Community and On Your Side
Immeasurable relief comes from knowing that someone understands the legal aspects of a case, is handling the paperwork, and answering phone calls during all phases of a personal injury claim. A skilled, committed, knowledgeable attorney and staff certainly makes a positive difference to someone who has been injured.