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Exactly what will disqualify a great duplex out of FHA money?

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Exactly what will disqualify a great duplex out of FHA money?

To help you be eligible for a keen FHA mortgage, the buyer need certainly to occupy one or more of your units in the fresh new duplex because their number 1 home. The latest signal says you need to alive around for around you to seasons following the buy date. If you’re refinancing an excellent duplex, you must live the one or more seasons pursuing the closure of one’s refinance loan.

There are numerous reason an excellent duplex are disqualified away from FHA resource. Several of those people factors are as follows:

  1. The house or property isnt an appropriate duplex
  2. The customer will not want to take the latest duplex since a great primary household
  3. Less than 51% of your rectangular footage of the house are designated as home-based
  4. The property doesn’t solution the actual comprehensive FHA review
  5. The property is during an area that isn’t safe
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