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This will be section of a continuing blog series where we address popular questions relating to FHA finance

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This will be section of a continuing blog series where we address popular questions relating to FHA finance

New brief response is sure, a keen FHA-covered mortgage can be used to buy an excellent duplex assets, providing you satisfy a number of secret criteria.

Probably one of the most very important standards has to do with owner occupancy. Generally, the individual buying the family need certainly to are now living in one tool, so you’re able to play with a keen FHA loan buying a great duplex. Brand new borrower might also want to generate a deposit of at least step 3.5% of price otherwise appraised worth.

If you meet the minimal eligibility standards on program, and you also propose to are now living in among the many products away from the property, you should use an FHA loan to buy a great duplex multifamily house.

We discussed the dog owner occupancy situation currently. Owner-residents who wish to buy good duplex household you’ll be eligible for FHA or antique capital. Read more