But, obviously, borrowing from the bank tightened up, exactly what took place are supplementary
Thus they were fund which were perhaps not likely to be securitized by way of Federal national mortgage association, Freddie Mac, otherwise as a result of bodies loans, Ginnie Mae Ties, that is FHA fund, Virtual assistant financing, and you will USD outlying construction fund
Tim Peterson: A lot of the markets have been because, most of the bigger, a whole lot more competitive areas, and this are everywhere out-of Washington into top list of Colorado, brand new Denver industry, Utah, [crosstalk ]-