ten. How do i eliminate my personal home loan rate of interest within the ICICI?
The rate on a keen ICICI mortgage really worth INR step 1 crore can start out-of 9.00% p.good. Yet not, the real interest recharged by the financial are dependent on numerous facts.
You could potentially lower your home loan interest rate because of the contacting the brand new lender and you may choosing a drifting interest in your mortgage.
12. How much home loan is also a government personnel get into ICICI?
According to RBI direction, Government employees normally acquire an optimum number that is equal to their 34 months basic spend.
thirteen. Really does ICICI Bring ninety% Home loan?
Basically ICICI approves lenders as much as ninety% of property’s really worth. Although LTV ratio constantly relies on the fresh new applicant’s full borrowing from the bank profiles.
fourteen. Are prepayment anticipate when you look at the ICICI home loan?
Yes, ICICI Lender lets prepayment business. Although not, it is best to check always together with your lender before you apply to possess home financing.
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