Can I get a mortgage with recent defaults?
My partner and I have a combined income of ?56,000, We have a deposit of ?28,000 (inheritance) and are looking to become first time buyers at a price of ?230,000. We have defaulted debts that are being paid off, and previous history of payday loans from over 2 years ago from a time when our financial situation was much more difficult.
The defaults are about 18 months old. Read more
