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Car Accident in St. George

Car Accident in St. George

Need Compensation for a St. George Area Car Accident?

Accidents can and do occur anywhere in southern Utah, including I-15, Bluff Street or on the Boulevard in St. George, Telegraph Road in Washington, State Street in Hurricane, Main Street in Cedar City or even right around the corner from your home. Regardless of where an auto accident happens in southern Utah, we fight hard to protect the rights of the victim.

At the southern Utah car accident law firm of McMullin Injury Law, PLLC,  we will use our legal expertise to pursue fair and just compensation for your medical bills, pain and suffering, lost wages and other costs associated with your auto accidents. When you turn to us for help, we will make it clear that we’re on your side. In fact, there is No Fee Unless We are Successful. If you are in need a local attorney that practices ethical standards and has the professional aptitudes necessary to handle the serious car accident in St. George that you have been a victim of, then McMullin Injury Law, PLLC is the right choice for you. Call us right now at 435-673-9990.

We will fight hard to get you compensated for your medical bills, lost wages, pain & suffering and any other compensation you deserve.  Our goal is to make sure that you are fully compensated for your injuries from an automobile accident due to the negligence of another person.
McMullin Injury Law protects the rights of those who are the victim of an automobile accident and have sustained injuries as a result of negligence. It’s that simple. McMullin Injury Law, PLLC will always work to defend your rights and we are passionate about protecting your interests, especially when it comes to the automobile accident that has caused your loss. McMullin Injury Law, PLLC has the necessary experience to help you get fair compensation from the auto collisions accident that you have been involved in.

What Type of Auto Accident Does Your Case Involve?

Our St. George auto accident lawyers understand that motor vehicle accidents can come in many forms. We are prepared to handle them all:

  • Car accidents
  • Truck accidents
  • Motorcycle accidents
  • Auto/pedestrian accidents
  • Auto/bicyclist accidents

Overcoming Insurance Issues

Insurance companies, by design are typically uncooperative when it comes to providing fair compensation. So obviously one of the challenges in working auto accident cases is dealing with insurance issues. Even more challenging are situations that arise with uninsured or underinsured motorists. Our St George Attorneys know how to overcome these challenges. As the client it is important for you to record all of the facts relating to your accident so that the evidence can be telling in case of an escalation in the claim. Do not be afraid to contact us so that you can claim something that is rightfully yours. Call us right now at 435-673-9990.

Legal Representation for Medical Compensation

Our St George Attorney will get deeply involved into your claim so that your losses are covered. Seeking compensation for your medical claims without legal representation could end up costing you money and prevent you from getting the treatment and compensation you deserve. Choosing the right law firm is one of the most important decisions that you can make. With our firm you will receive dedicated and aggressive advocates that will work with you to get your case resolved and get you the compensation you deserve.

Auto Accidents and Workers’ Compensation

With most cases the claim is filed against the negligent driver’s insurance company and our law office will defend your rights even if the circumstances involve workers’ compensation claims. In these cases, things are handled little differently.

For example: You are an employee of a construction company. You are asked to drive to the hardware store just around the corner to pick up some nails, but the crew needs the tools in the work van and you decide to drive your own vehicle. On the way back from the hardware store, the driver in the next lane fails to signal and abruptly changes lanes and crashes into your car and you sustain injuries. Because you were driving while on the clock, you may also have a workers’ compensation claim. In a case like this, workers’ compensation will usually pay out for the medical expenses etc. and they will seek reimbursement from the at fault drivers insurance. In the event that damages are sought and a suit is filed against the at fault driver, workers’ compensation may seek for reimbursement in the settlement. However the case runs, our St. George law firm will see that all avenues of compensation are pursued so you get the results that you deserve.

car crash accident attorneys utah

St. George Auto Accidents

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St. George Auto Accidents


car crash accident attorneys utah

If you been in a St. George, Utah Car Accident, then you know it can be a scary and often times frustrating experience. There are issues that you need to work through and in most cases the decisions you make can have long reaching implications. If you have been in an accident, there are three issues that may need to be dealt with.

Property Damage
In the most recent traffic accident report prepared by the St. George Police Department, it was reported that in 2008 there were 1,858 traffic accidents. Although a majority of these accidents resulted in no reportable injury or minimal property damage, it is likely that those involved were left dealing with insurance companies in an effort to resolve issues with the damage done to their vehicles.

Many insurance companies, especially those representing the at-fault driver, can be difficult and downright frustrating to deal with. Knowing your rights and the regulations that have been put in place will help level the playing field when it comes to negotiating your motor vehicle property loss claims, vehicle repair, and total loss.

The following is a short synopsis of the detailed regulations that have been put in place by the Utah Insurance Department:

Vehicle Repair

Your insurance or the insurance company for the at-fault party cannot require you as the claimant to travel unreasonable distances in order to obtain a repair estimate or to have your vehicle repaired at a specific shop. In other words, generally speaking, you have the right to take your vehicle to the shop of your choice for repair. If the insurance company does, in fact, designate a specific shop and it is one in which you are ultimately comfortable with, the insurance company must restore the damaged vehicle to its prior condition at no additional cost to you and within a reasonable amount of time.

Total Loss

If your vehicle is deemed a total loss, the insurance company for the at-fault party may be on the hook to settle your claim. Any settlement made must be on the basis of the market value or actual cost of a comparable vehicle at the time of the accident. The insurance company may determine the value of your vehicle by using:

  1. They may obtain the cost of two or more comparable vehicles found in the local area. Note: If there are no comparable vehicles in the area, they may branch out to outlying areas.
  2. If no comparable vehicles are found, they may elect to use one of two or more quotes from qualified dealers in the local area.
  3. They may use any additional source that meets certain criteria as specified in the insurance regulations.  Note: This third option is rarely used.

Please know that the information above is given in generalities and that each case or claim is different. For that reason, if you have been in an accident, it is highly recommended that you speak with a qualified attorney.

Utah No-Fault (PIP) Insurance
In Utah, No Fault car insurance coverage is mandatory on every policy, yet most residents do not understand how this coverage benefits them in the event of an accident. At McMullin Injury Law, we believe education makes personal injury claims less intimidating for our clients. For that reason, we share these four benefits of Utah’s No Fault insurance—also known as Personal Injury Protection, or PIP.

To understand No Fault coverage, here’s a quick history. Back in the 1960s, two law professors—Robert Keeton and Jeffrey O’Connell—conducted collaborative research that revealed that victims of traffic accidents were unable to get their medical bills paid in a timely fashion. Further, they observed that sometimes people whose injuries were minor received more insurance compensation than those whose injuries were more severe. In their 1965 publication Basic Protection for the Traffic Victim—A Blueprint for Reforming Automobile Insurance, Keeton and O’Connell proposed an innovative structure for insurance companies to reimburse economic losses to traffic accident victims regardless of fault. Hence, the name “No Fault” emerged. The system they proposed became the framework of the current No Fault laws that some states require.

Utah law mandates No Fault coverage on all auto insurance policies issued in the state. Also known as Personal Injury Protection (PIP), No Fault insurance benefits you in four ways:

1. Medical Benefits
No Fault (PIP) coverage will pay the first $3,000 of accident-related medical bills for reasonable, necessary, and related medical services. Although $3,000 is the minimum coverage, it is possible to purchase additional medical payment coverage from your insurance company.

2. Disability Benefits
Lost Income: If you’re unable to work due to injuries from the accident, No Fault benefits pay the lesser of $250 per week or 85% of any loss of gross income and loss of earning capacity from inability to work for a maximum of 52 consecutive weeks after the loss. There is an initial waiting period of three days, but if your inability to work continues for a total of two consecutive weeks or more after you’re injured, then the benefits retroactively include those initial three days.

Household Services: No Fault insurance allows $20 per day for expenses reasonably incurred for household services that you normally would have been able to perform if not for your injury. This benefit has a maximum allowable timeframe of 365 days. Like the Lost Income benefit, it is not paid for the first three days after the injury unless your inability to perform household duties extends beyond two consecutive weeks.

3. Funeral Benefits
No Fault benefits will pay up to $1,500 for funeral, burial, or cremation expenses for a deceased person.

4. Survivor Benefits
No Fault insurance will compensate a person’s heirs in the total amount of $3,000 on account of the death of a person.

In the event of an automobile accident, these four benefits from your No Fault insurance will usually not cover all accident-related medical expenses, but are intended to give a measure of relief to injured persons regardless of who was at fault. Please contact our office to learn more about Utah No Fault coverage and how we can help you access those benefits should you need them.

The Liability Claim
As discussed above, in the event of a motor vehicle accident, your auto insurance will typically be the first to step up and pay regardless of who is at fault (No-Fault (PIP) claim). Unfortunately, most accidents result in damages in excess of the PIP or No-Fault medical benefits that are available. If that is the case, a claim or case can now be made against the driver who caused the crash. This is often referred to as a third party or liability claim.

In order to be successful in making a liability claim, it becomes necessary to prove four things. We must show:

  • Who caused the accident;
  • What your injuries are;
  • That the injuries we are claiming are in fact a result of the crash (causation); and
  • An amount of money that will fairly compensate you for your damages.

This is the most important aspect of your case. At McMullin Injury Law, our focus is personal injury law. We understand the law, will handle all the paperowork, answer all the phone calls and work hard to get you what you deserve. Ultimately, a skilled, committed, knowledgable attorney and staff will make a positive difference in your time of need.

Useful Tip In Case Your In An Accident:
If you’re not at fault and your car is damaged, the other driver may try to convince you to not call the police and not file a claim. While it’s not uncommon for parties to work something out without police and insurance getting involved, there are no guarantees. If the other person offers to pay for the damages out of pocket, they can just as easily claim the accident never happened, or that it was your fault. We recommend always calling the police and notifying them of the accident.