FREE LEGAL RESOURCES

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Insurance Tips

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Welcome to the Free Legal Resources section of stgeorgeutahattorneys.com This page is a great resource for just about any question you may have about Utah Personal Injury Law. If you can’t find the answer to your legal question here, try out Questions and Answers Section, or our Frequently Asked Questions Section for even deeper insight into your legal question. Our personal injury attorneys are doing our very best to make this helpful information accessible to the people of Southern Utah. Many of these principles are applicable nationwide. If you have more specific questions, the fastest way to get those answered is to give us a call: 435-673-9990.

McMullin Injury Law is in Southern Utah and we are here to help. Give us a call at 435-673-9990. Our primary focus is helping car accident victims in St. George and Cedar City, Utah.

This article and others on this site do not constitute a legal opinion or advice. Interactions on this website do not create an attorney-client relationship and do not serve as a replacement for consulting with an attorney. McMullin Injury Law expressly disclaims all liability relating to actions taken based on contents of this site. This article is for general education purposes, if you are seeking legal advice, contact an attorney. 

Injury Attorney in St George

Injury Attorney in St George

For those who have been victims of an accident caused by someone else’s negligence, a lawyer can mean the difference between suffering in silence or justice, getting the help you need. Personal injuries in any form cause physical pain and financial problems. To hold accountable those who caused your injury please contact a Personal Injury Attorney.

The recovery of a personal injury can be overwhelming physically, emotionally and financially. In cases of catastrophic injuries leading to permanent disability, the full physical recovery may become impossible. Personal Injury Lawyer can be your best ally in the search for the source or sources of financial recovery.

We represent people who have been injured in an accident. We help clients when they have been affected either emotionally, physically or monetarily.

A car accident caused by a distracted driver can cause serious injury requiring lifelong treatment. Obviously medical care for this type of injury is expensive. Adding the inability to work makes getting the resources to pay medical expenses that much more impossible.

At McMullin Injury Law, PLLC, we seek to negotiate a fair settlement, and/or file suit in civil court to obtain a favorable outcome. We work to make those responsible for your injuries take responsibility for their actions.

If you suffer from an injury caused by the negligent action of another person or company, you may be entitled to compensation for medical expenses, lost wages, and more. For more information and a free consultation, contact McMullin Injury Law, PLLC.

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St. George Utah Workers Compensation Attorney

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St. George Utah Workers Compensation Attorney

Our Team of Attorneys is Happy to Offer Free Consultations About Your Work Injury Claim: 435-673-9990.

Have you been injured at work in Southern Utah? Workmen’s Compensation is the system by which injured workers are paid after suffering an injury in the workplace. When you are hurt by someone else, you have the right to be fairly compensated by that person if the injury was their fault. The work comp system is different. It has good qualities and bad qualities. The good part is that you do not have to prove fault. You have a right to be compensated regardless of whose fault the injury was so long as it took place while you were on the job. The drawback is that worker’s compensation is an exclusive remedy in Utah. That means that you are precluded from being able to file a normal lawsuit against your employer for your injury. You must go through the work comp system in order to recover.  So, while the workers’ compensation program makes it easier for a larger number of employees to receive compensation, it also likely reduces the average amount of compensation that they may be entitled to.

Injured workers may be entitled to less under this program because the amounts of recovery are all statutorily defined. It’s really just math. There are essentially five different amounts an injured worker may seek to recover. They are all triggered by different sets of facts. The amount that each claim is worth varies widely, and those amounts are determined, for the most part, by simply dropping numbers into the provided statutory equation.

Overall, the program is probably a good thing for workers. Although some seriously injured employees may not recover as high of an amount as they would with a traditional lawsuit, the work comp system provides benefits in many ways. For one, the system provides peace of mind, both to employees and employers. Because the amounts of damages are easier to calculate, large companies become easier to insure. Risk can be more adequately measured. Perhaps more importantly, the working man or woman gains peace of mind because they can work hard knowing that funds will be available to take care of them even if their own negligence contributed to the injury. Suppose there was an employee whose job it was to install a hand-rail on a large staircase. Perhaps he forgot to place a final screw in the correct spot, he leaned on the hand-rail, and fell to the floor below. Without work-comp, there is a possibility that he will bear the entire brunt of his injuries. After all, he made the mistake. Under Workers’ compensation law, the labor commission in the State of Utah is not interested in who is at fault. Instead, they are interested as to whether the employee got hurt while attempting to do his job. Because he was, his company will now be required to help with his medical bills, and possibly pay for the time he is forced to miss work.

There are many great companies located in Cedar City, Mesquite Nevada, and St. George Utah. Those companies need employees. Most of those companies carry workers’ compensation insurance. Their insurance companies are the ones who will handle your claim. With few exceptions, employers are required to carry workers’ compensation insurance. If your claim is denied, or low-balled by the insurance adjuster, you may require the services of a St. George Utah Workers Compensation Lawyer.

Don’t Leave Your claim in the Hand of Your Employer’s Insurance Adjuster.

Always feel free take us up on our offer of Free Consultations if you have any questions at all. We are St. George Utah Workers Compensation Attorneys.

McMullin Injury Law

435-673-9990

Social Security Disability Claim Attorney

Social Security Disability Claim Attorney


Should You Hire a Social Security Disability Lawyer or Go It Alone?
Statistically, the vast majority of Social Security Disability (SSDI/SSD) and SSI claims are denied at the initial claim and reconsideration levels, and this typically happens regardless of whether or not a claimant is represented by an attorney or non-attorney disability advocate.
For this reason, most SSD and SSI claims will need to go to a hearing in front of an administrative law judge (ALJ) before a claimant can hope to receive disability benefits. It is at the level of an ALJ hearing that having a disability attorney or non-attorney claimant’s representative, a.k.a. disability advocate, can really help win a claim. While a disability attorney or non-attorney advocate representative can’t guarantee that a claimant will be awarded Social Security Disability or SSI benefits, a Social Security lawyer can guarantee that a case will be properly “developed” prior to a hearing date.

Developing a Disability Case
The simple fact of the matter is this: the vast majority of SSDI and SSI claimants will have no idea how to properly and thoroughly prepare a disability case for a hearing, whereas an attorney advocate or non-attorney disability representative has a high level of familiarity and expertise with Social Security rules and regulations. And, in many cases, an attorney or non-attorney representative will have several years of invaluable SSDI and SSI claim experience to lend to a claimant’s disability case. The attorney or representative will know what a judge will be looking for with a particular medical condition, and will know what questions to ask your doctor.
Because disability attorneys get paid on contingency (only if you win), they do a great many things to ensure that an SSDI or SSI claim will have the best chance of winning. This includes tracking down important medical records and test results, obtaining detailed statements from a claimant’s treating physicians, and, at the time of the hearing, applying a thorough understanding of SSA regulations and prior rulings to the disability adjudication process.
Learn more about making the best disability case possible.

The Odds of Winning Without Legal Help
Can a claimant who is not represented by an attorney advocate or non-attorney representative still win an SSD or SSI disability claim at an ALJ hearing? Yes, and, in fact, this does occasionally happen. However, the odds of winning a disability claim before an ALJ are markedly decreased when a claimant does not hire an attorney or non-attorney representative.
Weigh the risk of going unrepresented to a hearing when your future livelihood is literally at stake–particularly when it takes so long to get to a disability hearing in the first place–with the percentage of your backpay that you’ll have to pay an attorney or representative, if you win (limited to $6,000 for Social Security cases).
Though attorney or non attorney representation is never required in a disability claim (with an appeal to federal court being the exception), attending a hearing before a judge without the assistance of a disability attorney or non-attorney representative can result in a lost opportunity to win disability benefits.

Lawyers and Representatives Can Win You More Backpay
Even unrepresented claimants who are successful and win their claims may not obtain the most favorable “onset date,” which affects how much backpay they get. The date of onset of the disability determines how much a claimant will receive in backpay; therefore, being able to prove the earliest possible onset is of extreme importance for a Social Security disability or SSI claimant.

Wrongful Death Attorney in St George

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Wrongful Death Attorney in St George

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