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Trick takeaways

• Citi Bend Financing allow you to withdraw particular otherwise each one of your own readily available Citi cards credit because financing
• Taking your money because the a great Citi Flex Loan gives a fixed payment and you will repaired interest up until the loan is paid off back into full
• Citi Bend Finance promote numerous experts, such as for instance perhaps not demanding a supplementary difficult borrowing from the bank inquiry, but you will have to manage the brand new number to be certain it seem sensible for the disease

Handmade cards promote a convenient cure for purchase everyday commands, yet , you will find constantly situations where it is possible to like bucks.

New Citi Fold Financing system would be a good replacement powering right up a balance on your cards to have unanticipated expenses or taking out fully credit cards cash advance. Cash advances normally need an upfront payment (typically 5 per cent of the advance number), as well as the money your acquire will begin accruing desire within a good highest varying speed away from date that with no sophistication period.

If you are searching getting a far greater alternative, Citi Flex Loans can be worth investigating. This is how Citi Fold Fund work with practice, several tips to help you is a good selection for you.

What is good Citi Fold Mortgage?

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Citi Flex Loans and you can Urban area Fold Shell out are a couple of apps one give cardholders way more flexible percentage alternatives and repaired terms thanks to Citi’s Citi Fold Arrangements.

Having a Citi Bend Financing, you could potentially take-out that loan on the eligible Citi card’s credit line during the a predetermined rate of interest. You’ll be able to determine how far you ought to obtain and you can settle towards the a predetermined payment and repaired interest rate one to lasts for the life of the loan instead of completing an alternative software or credit score assessment.

Citi Bend Pay, on top of that, is an adaptable payment arrange for Citi cardmembers that enables eligible charge card commands to-be paid over time that have a beneficial fixed Annual percentage rate.

Each other Citi Flex Fund and you may Citi Bend Spend try solutions once you do an excellent Citi Flex Plan., Citi’s program giving cardholders a great deal more flexible percentage possibilities and you will repaired conditions.